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We don’t follow the market
We set the standard. Financial decisions shape futures, but they don’t have to be overwhelming. At Benchmark, we cut through the noise with precision strategies that protect and grow wealth giving you clarity, confidence, and control in every move.
Start Your Benchmark Strategy10+
Years of experience
250+
Clients helped
150m+
Mortgages secured

We are here to remove the jargon, simplify the process.
“We assess our client’s financial position, we take a holistic approach to understand what your short- and long-term goals are. We do this by understanding where you are and where you want to be in the future.”
Meet Our Team
Benchmark Mortgages

Manshil Krishna
Director of Benchmark Mortgages
Manshil Krishna spent 15 years inside three of New Zealand's biggest banks — learning everything there was to know about how lending really works. Retail, business, private, commercial. He saw it all.
And then he thought: what if someone took all of that knowledge, and just... made it easier for people?
That's why Benchmark exists.
Here, you're not a file on a desk. You work directly with senior brokers who genuinely know their stuff — and who talk to you like a normal human being. No jargon, no runaround, no feeling like you should have read the fine print before showing up. Just a real conversation with someone who gets it, thinks creatively about your situation, and moves fast to get you the right outcome.
It doesn't matter if you're buying your first home, your next investment, or you're just not sure where to start. Everyone's welcome here. And everyone gets the same thing — a broker who feels less like a professional you hired and more like a knowledgeable mate who happens to know exactly how to help.
That's the Benchmark Standard. And once you've experienced it, you'll wonder why mortgages were ever complicated in the first place.
And then he thought: what if someone took all of that knowledge, and just... made it easier for people?
That's why Benchmark exists.
Here, you're not a file on a desk. You work directly with senior brokers who genuinely know their stuff — and who talk to you like a normal human being. No jargon, no runaround, no feeling like you should have read the fine print before showing up. Just a real conversation with someone who gets it, thinks creatively about your situation, and moves fast to get you the right outcome.
It doesn't matter if you're buying your first home, your next investment, or you're just not sure where to start. Everyone's welcome here. And everyone gets the same thing — a broker who feels less like a professional you hired and more like a knowledgeable mate who happens to know exactly how to help.
That's the Benchmark Standard. And once you've experienced it, you'll wonder why mortgages were ever complicated in the first place.
Manshil’s philosophy
“Structure over rate. We don’t do maybe. At Benchmark, we design outcomes.”

Kevi Vandayar
Mortgage Adviser, Benchmark Mortgages
Kevi grew up in East Auckland. After years working across one of New Zealand's big four banks and the broader mortgage industry — including time in Wellington — coming home to family brought him back to where it all started.
And Benchmark brought him back to why he got into finance in the first place.
Because at the banks, there's a limit to what you can do for people. Kevi kept hitting it. He wanted to give clients the full picture — not just a product that fit the criteria, but proper holistic advice that actually considered their life, their goals, and their future. At Benchmark, he finally could.
So that's what he does. Every single time.
Clients will tell you Kevi is one of those people who just makes everything feel manageable. Friendly, approachable, easy to talk to — the kind of advisor you actually look forward to calling. He doesn't hide behind jargon or process. He sits with you, understands your situation properly, and builds something that works for you long term.
When he's not helping clients, he's on the football pitch or out at Howick Golf Club — an East Auckland local through and through. At Benchmark, we don't just hire advisors. We bring in people who genuinely care. Kevi is exactly that.
And Benchmark brought him back to why he got into finance in the first place.
Because at the banks, there's a limit to what you can do for people. Kevi kept hitting it. He wanted to give clients the full picture — not just a product that fit the criteria, but proper holistic advice that actually considered their life, their goals, and their future. At Benchmark, he finally could.
So that's what he does. Every single time.
Clients will tell you Kevi is one of those people who just makes everything feel manageable. Friendly, approachable, easy to talk to — the kind of advisor you actually look forward to calling. He doesn't hide behind jargon or process. He sits with you, understands your situation properly, and builds something that works for you long term.
When he's not helping clients, he's on the football pitch or out at Howick Golf Club — an East Auckland local through and through. At Benchmark, we don't just hire advisors. We bring in people who genuinely care. Kevi is exactly that.
What customers say about us
4.8

26 reviews on


Petar Perkovic

a month ago

We recently worked with Bench Mark Mortgages on purchasing our home, and the experience was excellent from start to finish. The team was sharp, responsive, and well-versed in the intricacies of the market. They took the time to understand our goals and provided clear, strategic advice that helped us secure a great outcome.
Read more
Vakaahi Haseli

3 months ago

Manshil from Benchmark Mortgages Limited is an exceptional mortgage broker who truly listens and prioritizes your needs. He guided us through the home loan process with professionalism, transparency, and efficiency, making the entire experience smooth and stress-free. I highly recommend Manshil and the team at Benchmark Mortgages Limited...
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Tiong Aik Tan

a month ago

We recently worked with Bench Mark Mortgages on purchasing our home, and the experience was excellent from start to finish. The team was sharp, responsive, and well-versed in the intricacies of the market. They took the time to understand our goals and provided clear, strategic advice that helped us secure a great outcome.
Read moreRead our blog
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Understanding the bright-line property rule
New Zealand is often said to not have a capital gains tax, however we do have some laws, like the bright-line property rule that act in a very similar manner. The bright-line rule was introduced as a way to tax the profits of residential property investors and speculators if they sell within the test period.
