Refinance & Restructuring

Making sure your home loan doesn’t own you, you own it.

A home loan debt for most individuals is the largest debt they will have in their lifetime. This is why it is essential you talk to the right person throughout your loan's life cycle so you get the appropriate advice, whether it be getting the best rates or implementing different structures at benchmark we take a holistic approach in reviewing our client's debt which ensures you are on-top of your home loan at each cycle.

How can we help?

  1. Discuss different structures, interest rates, and repayments which enables you to save on interest and shortens your loan term

  2. Discuss your current financial position and future position to formulate a mortgage repayment strategy.

  3. Help investors set up their investment loans in a correct structure and discuss alternative options to free up cash flow

  4. Robust discussion around the market and economy which ensures you make an informed decision when fixing for short or long term

What does the process look like?

  1. 1

    Initial appointment with advisor

  2. 2

    Application sent to the bank for approval

  3. 3

    Loan is approved

  4. 4

    Negotiating with bank on getting best rates and cash back

  5. 5

    Recommendations on loan structure and interest rates

  6. 6

    Settlement day!